Knowing your deductible is incredibly important. So if you aren’t already informed as to what yours is, you need to find out.

There are a number of reasons why having a home warranty policy is so critical for today’s homeowners. Today I would like to highlight just a few.

What homeowner’s insurance policy should you choose? I am here to help you decide.

If you’re applying for a loan, there are 12 things you should not do if you want to avoid any problems.

In today’s fast-paced market, buyers must be able to make quick decisions. However, there is one option that can help give them more time to think.

Not checking if a property you want to buy is located within a flood zone can end up costing you.

Having your own representation in real estate matters. Here’s why.

What is the difference between an inspection and an appraisal? Today, I’ll explain how they differ.

There are specific rules regarding the moving and re-installation of manufactured homes that many don’t know about. Learn about them here.

Need a home improvement loan to make some upgrades? I know where you can get one.

How can you use your loan to buy a multi-family home? Here’s what you need to know.

Property surveys are used by mortgage companies to list and record key details of a property that’s being bought or built.

Interest rate reduction refinances can offer you a reduced house payment, but they also come with serious downsides.

As many people in the wake of these recent hurricanes found out, flood insurance is a separate policy from homeowners insurance. Here’s what you need to know.

If you’ve got land, can you use your VA loan to build on it?

What is the VA appraisal and how it’s different from conventional appraisals.

Today I wanted to talk about taxes and insurance and how they figure into a VA loan.

If you’re considering using a VA Loan on a manufactured home, I have some information that you’ll need to know.

The anatomy of a VA loan features four components: principal, interest, property taxes, and homeowners insurance.

If you plan to use a VA loan, you might be wondering what types of properties you can use your VA loan for.

If you’ve had a bankruptcy in the past and it involved a home you used a VA loan to finance—have you lost your eligibility?

Who qualifies for a VA loan? I get asked this question quite often, and I’ll go over the details behind qualifying today.

“Pat, I have used my VA loan to buy a home in the past, can I use it again?”

I’m a loan officer here at Guild Mortgage in San Antonio and a mortgage expert.