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Dispelling the Myths of 40-Year FHA Loans: What You Need To Know

Dispelling the Myths of 40-Year FHA Loans: What You Need To Know

Aug 15, 2023

The 40-year FHA loan was created by the government to reduce foreclosures.

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Exploring the Benefits of Non-QM Loans for Self-Employed Individuals

Exploring the Benefits of Non-QM Loans for Self-Employed Individuals

Jun 13, 2023

Explaining non-QM loans and how people with irregular income can benefit.

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The Ultimate Guide to Down Payment Assistance Programs: Everything You Need To Know

The Ultimate Guide to Down Payment Assistance Programs: Everything ...

Apr 13, 2023

Clearing up the confusion and myths about down payment assistance.

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How to Avoid Derailing Your Loan

How to Avoid Derailing Your Loan

Mar 29, 2023

If you want a smooth loan process, you need to avoid these five things.

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Andross

A 2-1 Buydown Is a Great Way To Buy Now

Mar 17, 2023

A 2-1 buydown is a simple tool that can help you get a lower rate.

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Andross

The Top 5 Ways to Derail a Loan Approval

Feb 11, 2020

Here are the top five ways to derail your home loan approval—avoid them if you want to be successful.

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Andross

Conforming Loan Limits

Dec 27, 2019

There are new conforming loan limits for conventional, FHA, and VA loans.

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Andross

The Real Value of Having a Will

Dec 2, 2019

If you don’t have a will, it’s time to get one. Let’s discuss why.

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Andross

What Is a One-Time Close?

Sep 12, 2019

A one-time close makes the home buying and building process much easier. Here’s how.

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Andross

Before You Buy an Investment Property

Aug 15, 2019

Before you buy an investment property, there are certain financial regulations to be aware of.

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Andross

Why Is the VA Eliminating Down Payments?

Jul 23, 2019

There’s a big change coming to VA financing. Here’s what you need to know.

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Andross

Why You Can’t Quit Your Job During the Loan Process

Jul 11, 2019

If you’re planning to buy a home, you shouldn’t quit your day job. This story illustrates why.

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Andross

What to Do When an Appraisal Comes Up Short

May 7, 2019

An appraisal that comes up short can completely derail a real estate transaction. Here’s how you can avoid it.

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Andross

USDA Loan Changes Can Now Be Used for Manufactured Homes

Apr 5, 2019

You can now pay zero down for a pre-owned manufactured home. Here’s why.

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Andross

Pre-Approval vs. Pre-Qualification

Mar 7, 2019

If you’re deciding between getting pre-qualified or getting pre-approved, the choice is clear. Here’s why.

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Andross

5 More FAQs about the VA Home Loan

Feb 21, 2019

In today’s second part of our series in which we address the top 10 most frequently asked questions, I’ll address questions six through 10.

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Andross

Answering Your Top 10 Questions About VA Loans: Part 1

Feb 7, 2019

We get a lot of questions about VA loans, and we’re going to answer some of them today.

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Andross

Escrow Holdbacks

Jan 24, 2019

Escrow holdbacks can pay for any last-minute fixes in your home. Here’s how.

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Andross

Conforming Loan Limit Increases

Dec 18, 2018

Here’s how conforming loan limit increases affect you.

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Andross

1 Critical Step Unmarried Homebuyers Must Take

Dec 3, 2018

Purchasing a home is a major decision, so when unmarried couples choose to take on this responsibility together, they must be prepared for the difficulties that may arise.

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Andross

What You Need to Know Before Buying an Investment Property

Oct 30, 2018

Do you know what it takes to buy an investment property? Let’s review the requirements you’ll need to meet before making such a purchase.

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Andross

Can You Freeze Your Own Credit?

Oct 12, 2018

A new federal law was recently passed that allows you to freeze your credit at any time for free.

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Andross

Zero-Down Home Financing for the Rural Homebuyer

Aug 6, 2018

If you’re unsure about what a USDA home loan is for or how it works, this overview should give you a clearer idea.

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Andross

What Credit Repair Companies Do to Fix Your Score

Jul 23, 2018

Do you know how credit repair companies work? Today I am explaining what they do to fix your score.

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About Patrick Fitzgerald


Number 1 Texas Home Loan Originator 7 Years in a Row

I make my living helping Active Military people as well as Veterans. There are many ways in which to qualify to use this wonderful program. Too many people are misinformed about this program, and I am here to make sure that you are told the “straight facts”.

Patrick Fitzgerald
NMLS 218508
Academy Mortgage
211 N. Loop 1604 E. Suite 260, San Antonio, TX 78232
Office: 210-215-4400
Fax: 210-338-8552
pat.fitzgerald@AcademyMortgage.com
academymortgage.com

Patrick Fitzgerald
NMLS 218508
Academy Mortgage
211 N. Loop 1604 E. Suite 260, San Antonio, TX 78232

Office: 210-215-4400
Fax: 210-338-8552
pat.fitzgerald@AcademyMortgage.com
academymortgage.com
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©2023 Academy Mortgage

Consumers wishing to file a complaint against a Mortgage or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint for to The Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Ste 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the departments web site at www.sml.texas.gov A toll free consumer hotline is available at 877-276-5550 The department maintains a recovery fund to make payments of certain actual out of pocket damages, sustained by borrowers caused by acts of licensed.

Mortgage Banker Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with an investigation by the Department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department’s website at www.sml.texas.gov


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